Parenting Cost Calculator
Understand the true financial impact of raising a child from infancy to adulthood
Plan
1–22 years.
Birth & delivery total (one-time)
KES
Estimated cost (over 5 years)
Total
KSh 3,029,000
Monthly average
KSh 50,483/month
Cost breakdown by category
KES 3,029,000Housing
39.6%KES 1,200,000
Food
12.7%KES 384,000
Childcare
8.3%KES 250,000
Baby Supplies
6.9%KES 210,000
Healthcare
6.6%KES 200,000
Transport
6.6%KES 200,000
Birth & Delivery
6.1%KES 185,000
Entertainment
5.0%KES 150,000
Education
3.3%KES 100,000
Clothing
3.3%KES 100,000
Miscellaneous
1.7%KES 50,000
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REFERENCES
Moolah.co.ke - First Year Baby CostsMoolah.co.ke - Budgeting for Baby (First 3 Years)Citizen Digital - True Cost of Having a Baby in KenyaNation Africa - True Cost of Raising a Child in KenyaBalozy - Daycare & Childcare Costs in Kenya (2025)Mother Goose Kenya - Nanny & House-help CostsMoney254 - Daycare Costs by Nairobi NeighborhoodKishley Baby Shop - Kenyan Parent's Budgeting GuideTots Shoppe - Baby Formula Prices KenyaNaivas Online - Diaper PricesThe Kenya Times - Senior School Fees C1-C4 (2026)Pulse.co.ke - Govt Fee Structure Junior & Senior SecondaryStreamline Feed - Free Day Senior Schooling Gazetted 2026Education Board - Revised Senior School Fees 2026 (CBE)Nairobi Waldorf School - Fee Structure 2024-2025SCS International - Fee Structure 2024-2025Kenyatta University - KUCCPS Fee StructureAmicus School - Free Public Primary Education ExplainerKHRC - Stop Illegal School Levies ReportThe Star Kenya - Parents Hit by Fees Dilemma (2025)Kenyans.co.ke - MoE School Lunch Fee GuidelinesCaring Partners - School Uniform Costs KenyaAmnesty Kenya - Extracurricular Activities CostsTruehost - NHIF/SHIF Rates Kenya (2025)Junyane & Associates - SHA Contribution GuideWinguBox - New SHIF Payroll RatesEY - Kenya SHIF Employer ObligationsPwC Tax Summaries - Kenya Individual Taxes (SHIF)SHA Benefit Package Tariffs (MoH PDF)Willow Health - SHA Benefits UnpackedAMSSurity - Top 10 Affordable Health Insurance (2025)Kenya National Immunization Guidelines (MoH PDF)CTTM Kenya - Vaccination PricesNumbeo - Cost of Living in Kenya (2025)KNBS - CPI & Inflation Rates October 2025 (PDF)KNBS - CPI & Inflation Rates September 2025 (PDF)KNBS - CPI & Inflation Rates January 2026 (PDF)KNBS - CPI & Inflation Rates PortalCentral Bank of Kenya - Inflation RatesTrading Economics - Kenya Inflation CPIKNBS - Household Budget Survey Executive Summary (PDF)PropertyPro Kenya - 3BR Apartments NairobiSarabi Realty - Nairobi Apartment Prices Guide (2025)Property254 - Kenya Rent Increase TrendsKenyans.co.ke - Landlord Extra Charges NairobiKenya Children Policy (NCCS Draft PDF)
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