HELB Loan Calculator
Calculate your Higher Education Loans Board loan repayments and interest
SELECT LOAN TYPE
ENTER LOAN AMOUNT
KES
Maximum loan amount for undergraduate students is KES 80,000 per year (up to KES 320,000 for 4 years)
HELB provides both tuition and upkeep components for undergraduate students
ENTER REPAYMENT PERIOD (MONTHS)
Standard repayment period for undergraduate loan is 10 years (120 months)
Repayment begins one year after completing studies
MONTHLY PAYMENT
KES 607.47
TOTAL INTEREST
KES 12,896.5
TOTAL REPAYMENT
KES 72,896.5
MONTHLY DEFAULT PENALTY
KES 5,000
Note: Undergraduate and TVET loans have a one-year grace period after completion of studies before repayment begins. Jielimishe loans are repaid immediately through salary deductions. Defaulting on repayment will result in a penalty of KES 5,000 per month and may lead to being listed with CRB.
Undergraduate Loans: Available to students admitted to public or private universities in Kenya/EAC. Includes tuition and upkeep components. Applicants are means-tested to determine need level.
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