How does the NSSF Calculator work?

The NSSF Calculator uses the latest Kenya tax rates and regulations to provide accurate calculations.

Is the NSSF Calculator free to use?

Yes, the NSSF Calculator is completely free to use. No registration or payment required.

Are the calculations accurate?

Yes, our NSSF Calculator uses the most current Kenya Revenue Authority (KRA) rates and government regulations to ensure accuracy.

Can I use this calculator on mobile?

Yes, the NSSF Calculator is fully responsive and works perfectly on mobile devices, tablets, and desktop computers.

What are the current NSSF rates in Kenya?

NSSF contributions are 6% of pensionable earnings each for employee and employer, with a maximum of KES 2,160 per month each.

What is NSSF Tier I and Tier II?

Tier I covers earnings up to KES 6,000 (KES 360 contribution), while Tier II covers earnings from KES 6,001 to KES 36,000 (variable contribution).

Can I opt out of NSSF Tier II?

Yes, you can opt out of NSSF Tier II if you have an alternative retirement scheme, but Tier I is mandatory for all employees.

Calculators / NSSF Calculator

NSSF Calculator

Gross monthly salary

KES

NSSF options & notes

Informal sector worker

NSSF period

From Feb 2026From Feb 2025From Feb 2024From 10 Jan 2014

Deduct NSSF

Tier I onlyTier I & II

Tier I: 6% of earnings up to KES 9,000. Tier II: 6% of earnings above KES 9,000 up to KES 108,000. Tier II can be remitted to alternative approved schemes.

2026 NSSF rates (updated)

Lower Earnings Limit (LEL): KES 9,000 (was 8,000)
Upper Earnings Limit (UEL): KES 108,000 (was 72,000)
Contribution rate: 6% employee + 6% employer
Maximum monthly contribution: KES 12,960 total (KES 6,480 each) (was 8,640 total)

Show historical comparison

Compliance reminders

Due date: 15th of the following month
Contributions are split equally between employer and employee
For salaries above KES 108,000, contribution is capped at KES 12,960 (total)
Tier II can be remitted to alternative approved pension schemes

KES 456

Employee share (50% of total NSSF)

Tier I (up to KES 9,000)KES 540

Tier II (KES 9,000–108,000)KES 372

Employer contributionKES 456

Total NSSF deductionKES 912

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Due by the 15th of the following month · split 50/50 with employer

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How to use this calculator

Enter your details below to use the NSSF Calculator. Results update as you change inputs.

Definition

Calculate your National Social Security Fund Deduction from your Gross Pay with updated February 2026 rates (KES 108,000 upper limit)

NSSF tiers and periods

NSSF contributions depend on tier selection and the rate period in force. Use the period that matches your payslip when checking historical figures.

NSSF Calculator FAQ

Answers specific to this calculator and Kenya rules.

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